The Best Cashback Sites in the UK: Maximising Savings
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You’re missing a trick if you aren’t getting cashback on your online purchases. Cashback sites in the UK enable you to save money and earn extra cash whilst shopping at your favourite retailer.
The concept is simple: you shop through a cashback website, and in return, you receive a percentage of your spending as cashback.
So, which are the best cashback sites in the UK?
Let’s take a closer look.
What Are Cashback Sites?
Cashback sites are online platforms that partner with retailers to provide consumers with financial incentives for shopping through their platforms. When you purchase through a cashback site, a portion of your spending is returned to you as cashback.
The cashback process generally works like this:
1. Sign Up: First, you must create an account on a cashback site. This typically involves providing your email address and some personal information.
2. Browse Offers: After registration, you can browse the list of partnered retailers and their associated cashback offers. These offers may include a specific cashback percentage or a fixed purchase amount.
3. Shop Through the Site: To earn cashback, click on the retailer’s link through the cashback site. This redirects you to the retailer’s website, where you can purchase as usual. This step is critical; if you miss this step and purchase directly through the retailer’s site, you won’t receive your cashback.
4. Earn Cashback: Once your purchase is confirmed and tracked, the cashback amount is credited to your cashback site account.
5. Withdraw Earnings: You can withdraw your accumulated cashback earnings to your bank or PayPal account when you reach a minimum payout threshold.
The Benefits of Using Cashback Sites
There are numerous benefits to using cashback sites in the UK. Cashback sites offer a range of benefits for consumers in the UK, including:
Savings on Everyday Expenses
Cashback sites provide opportunities to earn money back on everyday purchases, including clothing, electronics, travel bookings, food shopping, and more. This can result in significant savings over time.
Additional Discounts and Deals
Cashback sites often feature exclusive deals and discounts in addition to the cashback offers. You usually can’t find these additional deals anywhere else. This means you can stack multiple saving opportunities for even more substantial reductions.
Cashback is applicable on top of any other discounts, promotions, or voucher codes you might use during your online shopping.
No Extra Costs
Signing up for and using cashback sites is usually free. You won’t incur any additional charges for accessing cashback offers. Some sites have a premium option with an associated cost to receive additional benefits, but the base option is always free.
User-Friendly Interfaces
Most cashback sites have user-friendly interfaces, making searching for specific offers, tracking your earnings, and managing your account easy.
These sites are very easy to navigate, even for the less tech-savvy amongst us!
Variety of Retailers
Cashback sites partner with numerous retailers, offering a vast selection of choices for your shopping needs. From well-known brands to niche stores, there’s a retailer for almost every preference.
Cashback on Travel Bookings
Cashback sites often offer lucrative deals on travel bookings, including flights, hotels, and car rentals. This can result in substantial savings for holiday or business travel.
The Best Cashback Sites in the UK
Let’s get into the best cashback sites in the UK. Each of these offers a unique selection of features and partnerships.
In my experience, these are the best cashback sites in the UK. I will update this list frequently if I encounter new cashback sites.
It is best to register with a selection as you will find different offers on each, and some retailers will appear on one but not the other. Sign up for them all and make a list or bookmark them so you don’t forget to use them for online purchases.
Quidco
Quidco is one of the most established cashback sites in the UK. It partners with over 5,000 popular retailers, including brands like Amazon, Argos, Tesco, Boots and eBay. Quidco also offers a “Highest Cashback Guarantee” to ensure you get the best deals. They provide various payment options, including bank transfers and PayPal.
TopCashback
TopCashback is another well-known platform that offers high cashback rates. Like Quidco, they have over 5,000 retail partners, including major brands like Sainsbury’s, Marks & Spencer, Currys PC World, Domino’s, ASOS and Booking.com. TopCashback provides options for receiving your earnings, such as direct bank transfers or Amazon gift cards.
Swagbucks
Swagbucks is more than just a cashback site; it’s a rewards platform that allows you to earn cashback and points (Swagbucks, or SB) for various online activities, including shopping, surveys, and watching videos. You can redeem your SB for cash or gift cards and use them at various UK retailers partnered with Swagbucks.
Rakuten
Rakuten, formerly known as Ebates, is an international cashback site that operates in the UK. It partners with various retailers and offers cashback on purchases. Rakuten provides payouts via bank transfer or PayPal. Rakuten is slightly smaller than the likes of Quidco or TopCashback, with around 600 partners, but they do have some popular brand names on the platform, such as ASOS, eBay, Nike, Lego and Argos.
KidStart
KidStart is a cashback site in the UK with a twist: it’s designed for parents to save money for their children. When you shop through KidStart, a percentage of your spending goes into a savings account for your child’s future. It’s a great way to build savings while shopping for your family! They are partnered with over 2,300 brands, including John Lewis, Argos, Mamas & Papas and Tui.
Imutual
Imutual is a unique cashback and voucher code site that allows you to earn cashback and shares in the company. It has a loyalty program that rewards members with shares in the business. You can receive your earnings as cash, shares, or vouchers. They have over 2,000 stores, including B&Q, SportsDirect and Tesco. They also have some daily deal sites like Groupon.
Widilo
Wildilo is a newer entrant to the cashback scene but has quickly gained popularity. It offers cashback and discounts on various products and services, including fashion, travel, and electronics. Wildilo also provides a browser extension for easy access to cashback deals. Get cashback from retailers like Superdrug, MyProtein, Calvin Klein and Hotels.com.
Tips for Maximising Your Cashback
To make the most of your cashback experience, consider the following tips:
- Compare Rates: Different cashback sites may offer varying rates for the same retailer. Compare rates and deals before purchasing to ensure you get the best deal.
- Install Browser Extensions: Some cashback sites offer browser extensions that automatically notify you of cashback opportunities when you visit a retailer’s website.
- Stack Discounts: Combine cashback with other discounts, vouchers, and credit card rewards to maximise your savings.
- Set Up Notifications: Enable email or app notifications from your chosen cashback sites to stay informed about special promotions and increased cashback rates.
- Read the Fine Print: Understand the terms and conditions of cashback offers, including minimum purchase requirements and any restrictions on specific product categories.
- Plan Larger Purchases: If you’re making a significant purchase, time it to align with special cashback promotions or higher cashback rates.
- Use Mobile Apps: Many cashback sites offer mobile apps for convenient shopping.
- Refer Friends: Some cashback sites provide additional rewards for referring friends or family members.
Final Thoughts
Cashback sites offer a practical and accessible way to save money and earn extra cash when shopping online. In the UK, various reputable cashback platforms allow you to benefit from discounts, deals, and cashback rewards. Incorporating these sites into your shopping routine and implementing savvy strategies can significantly enhance your savings and earnings.
Cashback sites can make your spending more rewarding and financially advantageous, whether purchasing everyday essentials, planning a holiday, or treating yourself to a special item.
Bookmark all of these sites, and remember to use them next time you shop online!
What are your favourite cashback sites in the UK? Let us know in the comments below!
Frequently Asked Questions (FAQs) for the Best Cashback Sites in the UK
- What is a cashback site, and how does it work?
- Answer: A cashback site is a platform that allows users to earn back a percentage of the money they spend on online purchases. When you purchase through a cashback site, a portion of the amount spent is returned to you as cashback. This is made possible through affiliate marketing, where the cashback site earns a commission for directing customers to the retailer.
- Which cashback site is the best in the UK?
- Answer: The “best” cashback site can vary depending on individual preferences and spending habits. Popular cashback sites in the UK include Quidco, TopCashback, and Swagbucks. It’s recommended to compare features, retailers, and user reviews to determine the one that best suits your needs.
- How do I redeem cashback rewards?
- Answer: Redemption processes can differ among cashback sites. Generally, once you’ve accumulated a certain amount of cashback in your account, you can withdraw it through various methods such as bank transfers, PayPal, or gift cards. Make sure to check the specific redemption options and any associated fees on the cashback site you are using.
- Are there any fees associated with using cashback sites?
- Answer: Most reputable cashback sites are free to join and use. They earn their revenue through affiliate commissions from retailers. However, it’s crucial to review the terms and conditions of each cashback site, as some may have specific requirements or fees for certain services, such as expedited payouts or premium memberships.
- Do cashback sites work with all online retailers?
- Answer: While many cashback sites have extensive lists of partner retailers, not all online stores participate in these programs. It’s essential to check the cashback site’s list of supported retailers to ensure your preferred online stores are included. Some cashback sites may also have exclusive partnerships with specific retailers, offering higher cashback rates for purchases made through their platform.
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