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Upgrade My Wealth

About

Hi, I'm Simon

I write the guides and build the tools on this site.
Simon, who runs Upgrade My Wealth

In my early twenties I was in debt and living paycheck to paycheck after a run of bad money decisions. Nobody had taught me how money works, so I had to learn it the hard way.

In 2016 I started selling online, mainly on eBay and Amazon. It grew enough that I left my job in January 2017 and have not looked back. Since then I have built and run several websites that make money, and I have traded stocks for almost ten years and futures for about five.

What this site is for

Upgrade My Wealth is the practical side of all that, written for people in the UK who want to earn more on the side without getting caught out by HMRC, and then put the money somewhere sensible. That means:

  • Earn: side hustles and flexible work, with honest numbers on what they pay.
  • Tax: when you need to register, what to set aside, and what Making Tax Digital means.
  • Save: emergency funds, cashback and getting the most from your ISA allowance.
  • Invest: getting started with investing, and how it differs from trading.

What it is not

This is not a get-rich-quick site and I do not sell courses. I am not a financial adviser or an accountant, so nothing here is personal advice. Where I use affiliate links I say so on the page. You can read more in the disclaimer.

When I am not working I am usually walking my two dachshunds, running or playing golf. If there is something you would like me to cover, get in touch.